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How Personal Injury Compensation Can Help You Get Back on Your Feet A serious injury can alter the way you live your life. From medical bills and lost wages to pain and suffering you may be overwhelmed by the impact of your injuries. Augusta injury lawsuit are easy to calculate, like medical expenses or the cost of missing work. Certain costs are subjective like your suffering and pain. Lost wages Injuries that cause loss of income can be devastating. Many families rely on their wages to cover essential expenses like mortgage or rent payments as well as food expenses. In New York, injured workers can file a personal injury claim against the driver at the fault in order to obtain the lost wages. However the claim's success depends on the proof that the injury was the cause of the wage loss and that it was directly related to the accident. The first step in calculating the loss of your earnings is to find the average weekly wage (AWW) that you earned before your injury. You can do this by looking through your pay stubs. A lawyer can help you collect the necessary documents to support your claim. Include both wages when you have more than one employer or multiple sources of income. It is also helpful to include any additional financial benefits you are receiving such as bonuses as well as health insurance or retirement contributions. Depending on the nature of your injury, you might be unable to return to work in any way or be able to return at the job at a lower level. If you're in this circumstance the insurance company might require you to pay temporary benefits like an annual fixed payment that is that is based on a specific percentage of your wage. You could also be entitled to a reimbursement of your paid time off (PTO) that you took advantage of to recover from your injury. The value of PTO is generally thought to be the equivalent of a day's wage. Another aspect that must be considered when the calculation of your lost wages is the costs of any expenses related to work you incurred. This includes any travel, meals, or equipment that you require to recover. Workers' compensation is a benefit that provides you with the required medical care and compensation for your current missed wages, it cannot provide for future earnings. If your injury hinders you from working in the exact same field or earning the same salary you earn, you are able to seek compensation by filing an additional claim referred to as “lost earnings capacity.” You will have to prove that the accident has affected your ability to pursue your desired career path. Medical bills Many people are shocked by the cost of a hospital stay particularly if it's an emergency room visit. The cost of outpatient care can also be very high. This is because medicine is a for-profit business, and doctors have to pay for their expenses and turn a profit. They therefore have the right to levy a lien on your personal injury settlement in order to recover the amount that they have been charged. Medical expenses are part of the compensation claim for injuries caused by negligence. They are usually reimbursed by the party at fault and their insurance company. You are responsible for paying these medical charges as long as the case is in progress. When your personal injury protection (PIP) has reached its limit of $8,000 or $2,200, you can use your health insurance plan to cover the remainder of your medical expenses. However, it's important that you have your health insurance contact information on file with the medical provider to make sure that these bills get paid for by them. Additionally, you must make sure that any of the medical providers you have been seeing are licensed by the Workers' Compensation Board to treat injured workers. If they are not, you will be liable for the costs should you ever receive a personal injury settlement. It is also important to inform your attorney about all the doctors' offices, physical therapists' and other medical professionals you've visited. Your lawyer might not be aware about them and they may not be able to get the money owed from your settlement. Although there is no way to fully cover the physical and emotional trauma you have experienced due to the negligence of another, an injury lawsuit can be a great help. You could receive compensation for your injuries, or the death of someone you love when you can prove that other party's negligence caused it. This includes medical bills, lost wages, and non-economic damages like pain and discomfort. Suffering and pain Pain and suffering are difficult to quantify in terms of dollars. This is because they aren't economic damages like medical expenses or loss of income. It is important to hire an attorney who can to explain to a juror the impact of your injury on you. Evidence like witness testimony and medical records, and photos could be useful. Informing the jury that your injury has impacted your lifestyle and prevented your from engaging in hobbies and other activities could be a significant factor. Your lawyer may use one of two methods to calculate your pain and suffering, which are the Multiplier method or the Per Diem method. The Multiplier method is a method of adding up your monetary damages, and multiplies it by a number from one to five depending on your severity of injury. The Per Diem method assigns an amount of money to each day you were injured, and then multiplies that number by the number of days you will need to recover fully. Your attorney will consider a variety of factors to determine the fair settlement amount to compensate you for your pain and discomfort. It isn't something that can be calculated by a computer or algorithm, so an injury case involving a person requires careful consideration of the unique elements that impact each victim's situation. You must also take into consideration your mental anguish, emotional suffering and physical pain. This includes emotions such as depression, grief and anxiety. The most severe mental pain could include PTSD, or post-traumatic stress disorder. A psychologist or any other expert can testify to your injury and how it has affected your life. This can be done through written reports or through face-toface testimony. The more information you provide the better your attorney can help you obtain a greater amount of compensation for your pain and discomfort. You may sue someone who intentionally injured you, even though the majority of personal injury cases involve accidents. This kind of negligence claim is referred to as a civil tort. While these kinds of claims are rare but there are a myriad of types of civil torts that can be filed such as medical malpractice, wrongful deaths and dog bite injuries and defamation lawsuits. Damages A monetary sum awarded to a person as compensation for an injury may help them get back on their feet after an accident. It may also cover intangible losses such as pain and suffering. Damages are typically covered by an insurance settlement or jurors or judges when the case is in the court. In general there are two types of damages: compensatory or punitive. Compensatory damages compensate the plaintiff for their actual expenses. They are available in nearly every personal injury case. Punitive damages penalize the offender and deter similar behavior in the future. It is essential to include future expenses and costs when requesting compensation. This includes prescription medications as well as future surgeries, and other unforeseen costs. It is important to also think about the impact of your injury on your quality-of-life. It is crucial to take into account the losses you suffer if, for example you are unable play with your children or engage in other activities you love. The easiest way to calculate past losses is simply adding up the amount you've paid and the wages you've missed. To determine the cost of future medical expenses and earnings potential that are less, you'll require a doctor's letter indicating the length of time you'll be out of work and the average hourly rate. You can then divide the number days between the date of your medical improvement's maximum and the date of your expected return to work, using this daily rate, to calculate the estimated loss in income. In addition, if the accident has damaged your relationships with family members, you could be eligible for compensation for the loss of companionship, or “loss of consortium.” This type of compensation is intended to ease the emotional pain caused by the impact an injury has on your relationship with your spouse and other loved ones. It's difficult to determine the value of pain and suffering however, you are entitled to an adequate and fair amount of compensation for the injury. Often, this category of damages will be based on a judge or jury's judgment, rather than on concrete evidence. Your lawyer can explain it in detail and assist you in determining the amount of damages you are entitled to.